Payment Policy

1. Accepted Payment Methods

We accept the following payment methods:

• Credit/Debit Cards (Visa, MasterCard, American Express and Discover)
• Mobile Money
• Bank Transfers (for bulk or custom orders)
• Cryptocurrencies (where applicable)
• Cash (Physical Sales)

2. Payment Processing

• All payments are processed securely using industry-standard encryption and fraud prevention tools.
• Your payment details are not stored on our servers.
• Transactions may take 1-3 business days to be verified and processed.

3. Pricing and Currency

• All prices listed on our website are in Ghana Cedi unless otherwise stated
• Prices are subject to change without prior notice
• Taxes and fees may be applicable based on your location and will be calculated at checkout

4. Refund & Cancellation Policy

• Refunds: We offer refunds in accordance with our Refund Policy. Please review it for detailed conditions
• Cancellations: Orders may be cancelled within 24 hours of placement if they have not been processed. Once an order is shipped or a service is initiated, cancellations are not permitted

5. Failed or Declined Payments

• If a payment fails, you will be notified and must update your payment information within 24 hours to prevent order cancellation
• Psychoteq Innovations is not responsible for any fees incurred due to failed transactions

6. Chargebacks & Disputes

• Unauthorized chargebacks may result in the suspension of your account
• If you have a payment dispute, please contact our support team before initiating a chargeback

7. Contact Us

If you have any questions regarding our payment policy, please contact us at: